Monitor Your Credit

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Review your credit report

It is not uncommon for one or more errors to be found on a credit report. Take the following steps to review and monitor your credit report:

  1. You can obtain a free copy of your credit report annually from all three of the credit reporting agencies: Experian®, Equifax® and TransUnion®.
  2. Review your report to make sure your personal and employment information, account statuses, credit limits and payment history are correct.
  3. If you spot an error on your report, contact Equifax, Experian or TransUnion (based on where the error appears) to begin the dispute process. Note that this process varies by credit reporting agency, so contact the specific bureau for details.
    • Equifax
    • Experian
    • TransUnion
  4. Once you get the errors corrected, keep a copy of any correspondence and review your old report against a new one to make sure old errors have not resurfaced on your report.

About

Honolulu HomeLoans, NMLS #314918, is Hawaii's largest locally owned mortgage banker, helping thousands of Hawaii families obtain their dream home or refinance their current property. Our vision is to consistently bring a positive, progressive lending experience and a wide variety of products at a competitive price to all walks of life. With more than 1,000 combined years in the real estate, finance and mortgage banking industries, HHL is also Hawaii's most experienced mortgage company. ...

 

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. - NMLS: 314918
745 Fort Street #1001
Honolulu, Hawaii 96813
Phone: (808) 681-7500
Email: info@honhl.com

 

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